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Oct 06, 2023
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Life has a way of surprising us, sometimes in ways we never anticipate. For the hardworking men of Botswana, ensuring their family's future is often a top priority. We understand the weight of this responsibility, especially for those earning modest incomes. The Lefa Life Cover Plan by Bona Life emerges as a beacon of hope in this scenario. It's not just any life cover; it's tailored for men like you, ensuring that no matter what life throws your way, your loved ones remain financially secure. Imagine a safety net, designed with the dreams and challenges of middle to lower income individuals in mind. That's the Lefa Life Cover Plan - an assurance that while life can be unpredictable, your family's well-being doesn’t have to be.

 

Understanding the Lefa Life Cover Plan

In the vast world of insurance, Bona Life’s Lefa Life Cover Plan stands out, specifically crafted for the heartbeat of Botswana - its diligent men. At its core, the Lefa Life Cover serves as a sturdy shield, a safety net designed to catch and protect your family during unforeseen times.

Life is a beautiful journey, filled with dreams and aspirations. But what if you're not around? The thought can be unsettling. This is where the Lefa Life Cover Plan steps in. Should anything happen to you, this plan ensures that your loved ones receive a predetermined sum, called the death benefit. This isn't just money; it's a continuation of your love, care, and responsibility. It can be used to cover everything from funeral expenses to school fees or even daily living costs.

One of the standout features of the Lefa Life Cover is its adaptability. Recognizing that every individual, every family has unique needs, the plan allows you to tailor your coverage. Whether you're looking to protect your partner too, or deciding on the duration of the cover, it bends to fit your life. With the Lefa Life Cover Plan, you're not just buying insurance; you're investing in peace of mind, knowing that even in your absence, your family's dreams remain intact.

 

Why Bona Life Lefa Life Cover is Essential

Life is unpredictable, and while we all hope for the best, it's wise to prepare for the unexpected. Bona Life's Lefa Life Cover understands the deep desires of the hardworking people of Botswana to provide and protect their families, no matter what life throws their way. But why is this specific plan so essential?

For one, it answers a fundamental question many of us ponder on: *How can we ensure our loved ones are taken care of, even after we're gone?* This plan makes certain your family continues on with the same quality of life, facing fewer financial struggles. Whether it's settling debts, paying school fees, or even just managing daily expenses, the death benefit from the Lefa Life Cover offers a cushion of financial security.

Every person dreams of leaving a lasting legacy, of ensuring their family remembers them fondly and is proud. Through the Lefa Life Cover, you're not only leaving behind memories but also tangible support. It's about securing dreams, aspirations, and the future of those you love most, even in your earthly absence.

But what truly sets this plan apart is its commitment to fitting around *your* life. Age should never be a barrier to peace of mind. That’s why, whether you're just entering adulthood at 18 or in the golden age of 65, the Lefa Life Cover welcomes you. Plus, with the flexibility to choose how long you want the policy – from 5 years to a stretch of 30 years – it's clear: this plan is about your choices, your control.

In essence, the Bona Life Lefa Life Cover isn't just another policy; it's a pledge. A promise that even in the toughest moments, your family's well-being and dreams remain safeguarded.

 

Benefits of Choosing Lefa Life Cover

Making the right choices for our family's future is a top priority, especially when it comes to life cover. The Lefa Life Cover plan, designed with Batswana in mind, boasts numerous benefits to ensure you and your family are well-protected. Here's a closer look at some of the top advantages:

1. 90-Day Cooling Period: We've all had those moments of doubt after making a big decision. That's why the Lefa Life Cover offers a 90-day cooling period. This means if you have a change of heart or simply want to review things a little more, you have three months to cancel and get a full refund of your premiums. It's a clear sign that Bona Life wants you to be completely confident in your choice.

2. Enhanced Protection: When life throws a curveball, a solid financial safety net can make all the difference. The Lefa Cover ensures this with a minimum sum assured of P 100,000. This ensures that your loved ones can tackle substantial expenses without a hitch, from education fees to home payments.

3. Joint Life Basis Availability: Sharing life with a partner means sharing responsibilities. The Lefa Life Cover gets this, allowing multiple individuals, like you and your spouse, to be covered under one single policy. It's both convenient and cost-effective, wrapping both of you in a safety blanket of protection.

4. Stable Premiums: Nobody likes unexpected costs. That's why the Lefa Life Cover ensures that your premiums remain the same throughout the term. You can budget better, plan ahead, and have no nasty surprises.

5. Preserving Your Family's Lifestyle: One of the biggest worries many face is how their family will manage without their income. With the Lefa Life Cover, you can rest easy knowing that your family's standard of living will remain steady, even if you're not around.

6. Premiums Waived in Case of Disability: Life can sometimes deal tough cards, like a disabling injury or illness. In such cases, the Lefa Life Cover steps up by potentially waiving off your premiums, alleviating one more financial stress.

In a nutshell, the Lefa Life Cover isn't just about paying out money. It's a comprehensive package, tailored to ensure every policyholder, and their families, can navigate life's challenges with a bit more ease and a lot more confidence.

 

Four Solid Reasons to Invest in the Lefa Life Cover

Life is full of choices, but some decisions stand out more than others, especially when it involves the well-being of our loved ones. Here are four undeniable reasons why investing in the Lefa Life Cover is one of those standout choices:

1. Dependents Secured: As a provider and guardian, your primary concern is always the well-being of those who depend on you. By opting for the Lefa Life Cover, you’re taking a concrete step to ensure their financial security. Whether it's about taking care of daily expenses, managing education fees, or even bigger financial commitments like a home loan, this plan makes sure they have a robust support system in place. It's peace of mind, knowing that they're cushioned against life’s unpredictable moments.

2. Stable Premiums: In today's ever-changing economic climate, stability is invaluable. The Lefa Life Cover offers this in the form of consistent premiums. What does this mean for you? Predictability. A steady premium rate allows for better financial planning, ensuring that you're never caught off guard with changing rates, giving you one less thing to worry about.

3. Preserve Your Family’s Lifestyle: Everyone aspires to give their family the best life possible. The Lefa Life Cover ensures that the lifestyle you’ve worked hard to establish for them remains intact, even in your absence. It’s not just about finances, but also about ensuring their dreams, aspirations, and day-to-day life remains as smooth and uninterrupted as possible.

4. Premiums Waived - Disability: Life’s uncertainties can be daunting. A major illness or injury can not only disrupt our life but also our ability to earn. With the Lefa Life Cover, in such unfortunate situations, your premiums might be waived. This means while you're navigating a challenging phase, your life cover remains active without any additional financial strain.

In essence, the Lefa Life Cover isn't just an insurance policy. It’s a promise, a commitment, to be there for your family, ensuring that life's hurdles become a tad bit easier to overcome.

Adding More Value with Supplementary Services

Bona Life's Lefa Life Cover Plan is not just another life cover policy. What sets it apart are the extra services added to make it even better for you. Think of these as a bonus on top of the already outstanding protection the plan provides. Whether it’s expert advice to help you choose the best coverage for your family or the additional benefits that come bundled with the main policy, these supplementary services ensure that you're fully supported every step of the way. It's Bona Life's way of showing that they truly understand and care about the unique needs of every policyholder. And in the end, isn't that what you want from a life cover plan - something more than just numbers on a paper?

Conclusion

Life is a journey with its ups and downs. And while the road ahead might be uncertain, one thing can remain sure – the protection and security of your loved ones. Bona Life's Lefa Life Cover Plan is tailor-made for Botswana's hard working blue collar folks. It's not just about a payout; it's about a commitment to safeguard the dreams and aspirations of your family, ensuring they continue to thrive even when you're not around.

If you value peace of mind, stability, and a promise that carries weight, then the Lefa Life Cover Plan is the perfect fit for you. Don’t just take our word for it. Reach out now to sign up or request a detailed brochure. It's time to make a decision that counts for the ones you love the most.

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How do I make amendments to my policy?

Fill out an amendment form supplied by Bona Life, and attach relevant supporting documents based on the nature of the amendment. For example:

  • Addition of a child to policy – birth certificate
  • Change of name- marriage, divorce decree or affidavit
  • Change of bank- new banking details 
How do I get my statement for my investment or savings policy?

Send a request to client service team via the various touchpoints (walk-ins, email, Whatsapp, Facebook, telephone) to prepare a policy valuation. Policy valuation will be shared via your preferred medium.

How do I cede my policy for a loan?

Send a request to cede policy to Bona Life and on confirmation of policy status, you will complete a cession form. Attach the KYC forms and policy documents will be prepared showing the cession. This is what you will take to the bank to complete the cession.

How do I surrender my investment or savings policy?

Submit KYC documents, Complete surrender form, write surrender letter & attach bank statement for account that the money will be deposited to.