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Jun 14, 2023
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Death is an inevitable part of life, and it can be a painful and stressful experience for families to deal with, especially when it comes to funeral expenses. In Botswana, funeral expenses can be quite costly, and this is where funeral cover comes in. Funeral cover provides financial assistance to cover the cost of funeral expenses when a loved one passes away. In this blog post, we will discuss the top reasons why having funeral cover is essential for families in Botswana.

It Provides Financial Security

Funeral cover provides families with financial security, ensuring that they are not burdened with the high costs associated with funerals. The last thing a family needs when they are grieving is to worry about how they will pay for the funeral expenses. With funeral cover, families can have peace of mind knowing that they are financially covered.

The sudden loss of a loved one is a devastating experience that no one is ever fully prepared for. The grief and emotional trauma that come with such an event are enough to deal with without having to worry about how to finance the funeral. Funeral expenses can quickly add up, and without proper planning, they can leave a family with a substantial financial burden. 

Funeral cover provides families with a lump sum payment that can be used to cover the expenses of the funeral. This includes the cost of the coffin, transportation of the body, the funeral service, the burial or cremation, and any other expenses that may be incurred.

Having funeral cover provides financial security to families, knowing that they are covered in the event of a loved one's death. This means that the family can focus on grieving and mourning their loved one without the added stress of worrying about how to finance the funeral. Funeral cover can be tailored to suit individual needs and budgets, with different levels of cover and premiums available.

Furthermore, funeral cover can be a valuable investment in the long run. With the rising costs of funeral expenses, having funeral cover can provide significant financial relief to families in the future. The premium paid for funeral cover is a small price to pay compared to the high costs of funeral expenses that can quickly accumulate.
 

It Helps to Ease the Financial Burden

Funerals can be expensive, and the costs can quickly add up. From the coffin, transportation, burial or cremation, to catering and other expenses, the cost of a funeral can be overwhelming. Funeral cover helps to ease this financial burden, ensuring that families do not have to worry about the financial costs associated with the funeral.

It Provides a Dignified Funeral for the Deceased

A funeral is an important event that provides closure and allows family and friends to mourn and say goodbye to a loved one. It is a time for reflection and celebration of the life that was lived. Funeral cover can help provide a dignified funeral for the deceased, ensuring that they are laid to rest with the respect and honor that they deserve.

Moreover, funeral cover can provide families with access to professional funeral planning services. Funeral planning services can help families make informed decisions about the funeral arrangements, ensuring that they are able to plan a funeral that is respectful and dignified. These services can provide guidance on funeral customs and traditions, assist with arranging the funeral service, and provide support and advice during the grieving process.

Furthermore, funeral cover can help families avoid the embarrassment and discomfort that can arise from not being able to afford a dignified funeral. The financial assistance provided by funeral cover ensures that families are not forced to cut corners and compromise on the quality of the funeral due to financial constraints.

It Helps to Ensure that Funeral Arrangements are Done Quickly

Funeral cover can also ensure that funeral arrangements are done quickly, providing families with peace of mind during a difficult and emotional time. When a loved one passes away, there are many arrangements that need to be made, and time is of the essence. Funeral cover can help expedite the process, ensuring that the funeral arrangements are made quickly and efficiently.

With funeral cover, families have access to professional funeral planning services that can assist with the planning and organization of the funeral. These services can help expedite the process by coordinating with funeral service providers, such as funeral homes, cemeteries, and crematoriums. They can also assist with obtaining necessary documents and permits, ensuring that the funeral arrangements are made quickly and without delay.

Moreover, funeral cover can provide families with access to a network of service providers who can offer their services at a discounted rate. This can help reduce the cost of the funeral, making it easier for families to afford the necessary services. By working with service providers who are familiar with funeral cover policies, families can avoid delays and ensure that the funeral arrangements are done quickly and efficiently.

Furthermore, funeral cover can provide families with access to assistance and support. This can be particularly helpful during the planning and organization of the funeral, as families may need assistance and support at any time of the day or night. Funeral cover providers can offer guidance and support during the funeral planning process, ensuring that families are not left to navigate the process on their own.

It Offers Peace of Mind for Family Members

Funeral cover offers peace of mind to family members. Knowing that they are covered financially in the event of a loved one's death provides them with a sense of security and comfort during this difficult time.

It Provides a Platform for Family Members to Grieve

Grieving is an essential process that helps individuals come to terms with the loss of a loved one. Funeral cover provides a platform for family members to grieve without having to worry about the financial costs associated with the funeral. This allows family members to focus on their emotions and the grieving process.

It is Affordable

Funeral cover is affordable, and there are various options available to suit different budgets. This makes it accessible to families from all walks of life in Botswana. Funeral cover can be tailored to suit specific needs and can provide different levels of cover depending on the premium paid.

In conclusion, funeral cover is an essential part of financial planning for families in Botswana. It provides financial security, eases the financial burden, ensures a dignified funeral for the deceased, helps to ensure that funeral arrangements are done quickly, offers peace of mind for family members, provides a platform for family members to grieve, and is affordable. By investing in funeral cover, families can have peace of mind knowing that they are financially covered in the event of a loved one's death.

At Bona Life we offer a comprehensive Thebe Funeral Plan. Interested to learn about how our funeral plan can be beneficial for you? Get in touch with us today.

 

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How do I make amendments to my policy?

Fill out an amendment form supplied by Bona Life, and attach relevant supporting documents based on the nature of the amendment. For example:

  • Addition of a child to policy – birth certificate
  • Change of name- marriage, divorce decree or affidavit
  • Change of bank- new banking details 
How do I get my statement for my investment or savings policy?

Send a request to client service team via the various touchpoints (walk-ins, email, Whatsapp, Facebook, telephone) to prepare a policy valuation. Policy valuation will be shared via your preferred medium.

How do I cede my policy for a loan?

Send a request to cede policy to Bona Life and on confirmation of policy status, you will complete a cession form. Attach the KYC forms and policy documents will be prepared showing the cession. This is what you will take to the bank to complete the cession.

How do I surrender my investment or savings policy?

Submit KYC documents, Complete surrender form, write surrender letter & attach bank statement for account that the money will be deposited to.