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As pioneers in financial solutions, Bona Life has uniquely crafted this financial product, which seamlessly combines the strengths of the Conventional Annuity and Living Annuity into a single, powerful solution.
Designed for retirees who value both security and flexibility, the Motswako Hybrid Pension empowers you to take control of your financial future while enjoying the benefits of steady growth and financial stability. With this product, you truly experience the best of both worlds.

Why you should choose Motswako 

The Hybrid Penson stands out as a versatile and comprehensive retirement solution, offering several key advantages that make it an attractive choice for retirees. Here’s why you should Choose the Hybrid Annuity:

  • Balanced Approach to Income & Flexibility
  • Investment Control with Security
  • Inflation Protection
  • Legacy Planning
  • Comprehensive Retirement Solution
  • Pioneering Innovation

The Hybrid tackle some of the most prevalent risks in Retirement

  • Longevity Risk
  • Market Risk
  • Inflation Risk
  • Withdrawal Rate Risk
  • Sequence of Returns Risk
  • Liquidity Risk
  • Legacy Risk

How are funds Invested for your Benefit ?

  • Conventional Annuity Portion
  • Living Annuity Portion

Benefits of Choosing the Hybrid Pension over Conventional & Living Annuities

  • Balanced Security and Flexibility
  • Control Over Investments
  • Inflation Protection
  • Longevity Risk Management
  • Legacy Planning
  • Customization and Personalization
  • Comprehensive Retirement Solution

 

DOWNLOAD Motswako Hybrid Pension Document

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How do I make amendments to my policy?

Fill out an amendment form supplied by Bona Life, and attach relevant supporting documents based on the nature of the amendment. For example:

  • Addition of a child to policy – birth certificate
  • Change of name- marriage, divorce decree or affidavit
  • Change of bank- new banking details 
How do I get my statement for my investment or savings policy?

Send a request to client service team via the various touchpoints (walk-ins, email, Whatsapp, Facebook, telephone) to prepare a policy valuation. Policy valuation will be shared via your preferred medium.

How do I cede my policy for a loan?

Send a request to cede policy to Bona Life and on confirmation of policy status, you will complete a cession form. Attach the KYC forms and policy documents will be prepared showing the cession. This is what you will take to the bank to complete the cession.

How do I surrender my investment or savings policy?

Submit KYC documents, Complete surrender form, write surrender letter & attach bank statement for account that the money will be deposited to.