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Feb 12, 2025
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Retirement is a time to relax and enjoy the fruits of your hard work, but it’s also a period that requires thoughtful financial planning. For many retirees, the challenge lies in finding a pension plan that offers both security and flexibility—two qualities that are often difficult to combine.

Enter the Motswako Hybrid Pension by Bona Life: a groundbreaking retirement solution designed to provide the stability of guaranteed income with the freedom to access your funds when needed. Whether you’re planning for your golden years or already retired, the Motswako Hybrid Pension empowers you to take control of your financial future.
 

Why Retirees Need the Motswako Hybrid Pension

Retirement planning in Botswana comes with unique challenges, including rising living costs, healthcare expenses, and the need for financial independence. Traditional pension plans may not provide the flexibility retirees require in today’s world.

Why Choose Bona Life?

Bona Life has a proven track record of delivering trusted financial solutions tailored to the needs of Batswana. With the Motswako Hybrid Pension, we’ve taken retirement planning to the next level, ensuring that our clients can enjoy their golden years without financial worry.

What is the Motswako Hybrid Pension?

The Motswako Hybrid Pension is a unique retirement product that blends the best of traditional and modern pension plans. It is specifically designed for retirees who want the financial security of a steady income while maintaining the flexibility to withdraw funds for unexpected expenses or personal needs.

Key features of the Motswako Hybrid Pension include:

  • Guaranteed Payouts: Provides a stable income to cover monthly expenses and maintain your standard of living.
  • Flexibility: Allows partial withdrawals when needed, offering a safety net for emergencies or one-time investments.
  • Customization: Tailored options to align with your retirement goals and lifestyle.

With this innovative plan, Bona Life ensures that retirees don’t have to choose between security and freedom.

Key Benefits of the Motswako Hybrid Pension

  1. Financial Security
    The guaranteed monthly payouts provide peace of mind, ensuring you can cover essential expenses such as housing, healthcare, and daily living costs. This stability helps retirees plan their budgets confidently without worrying about running out of money.
  2. Flexibility When You Need It Most
    Life is unpredictable, and the ability to access a portion of your funds when needed is invaluable. Whether it’s for a medical emergency, helping family members, or pursuing a lifelong dream, the Motswako Hybrid Pension gives you the freedom to adapt to life’s changes.
  3. Tailored to Your Needs
    No two retirements are the same. With customizable options, the Motswako Hybrid Pension can be tailored to your specific financial situation and long-term goals.
  4. Peace of Mind for You and Your Family
    Knowing that you have a pension plan designed to adapt to your needs provides reassurance not just for you but for your loved ones. It’s a legacy of security and flexibility that your family will appreciate.

The Motswako Hybrid Pension addresses these challenges by:

  • Offering guaranteed income to protect against financial instability.
  • Ensuring flexibility to handle unforeseen expenses, such as medical bills or family emergencies.
  • Allowing retirees to maintain control over their finances and plan their lives without compromise.

This innovative solution aligns with the aspirations of modern retirees who value independence, adaptability, and security.

What makes Bona Life different?

Conclusion

Retirement is your time to enjoy life, and the Motswako Hybrid Pension ensures you do so with confidence. Combining the security of guaranteed payouts with the flexibility to access funds when needed, this plan is tailored for retirees who want the best of both worlds.

Don’t let outdated pension plans limit your options. Take control of your financial future with Bona Life’s Motswako Hybrid Pension. It’s time to embrace retirement on your terms.

Contact:
📞 +267 398 1800
📱 WhatsApp: +267 76 744 686
🌐 www.bonalife.co.bw
 

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How do I make amendments to my policy?

Fill out an amendment form supplied by Bona Life, and attach relevant supporting documents based on the nature of the amendment. For example:

  • Addition of a child to policy – birth certificate
  • Change of name- marriage, divorce decree or affidavit
  • Change of bank- new banking details 
How do I get my statement for my investment or savings policy?

Send a request to client service team via the various touchpoints (walk-ins, email, Whatsapp, Facebook, telephone) to prepare a policy valuation. Policy valuation will be shared via your preferred medium.

How do I cede my policy for a loan?

Send a request to cede policy to Bona Life and on confirmation of policy status, you will complete a cession form. Attach the KYC forms and policy documents will be prepared showing the cession. This is what you will take to the bank to complete the cession.

How do I surrender my investment or savings policy?

Submit KYC documents, Complete surrender form, write surrender letter & attach bank statement for account that the money will be deposited to.